IT’S THE BANKS, WHO EXPLOITE THE CREDIT CARD FEES CHARGES LOOPHOLE !!!!
I DO NOT NEED A VISA ELECTRON CARD or other currently advertised accounts and credit cards to avoid Ryanair’s extra credit card charges, IF I had the facility to pay for the product by cash or another option without paying extra fees on the credit card.
But Ryanair and now MORE AND MORE other companies do not offer the cash or other facilities to pay without extra charges anymore. The only way to avoid this is to obtain a VISA ELECTRON CARD, BUT you need to change bank accounts (including the banks owned by the governments who bailed out these banks, Halifax easy cash account). Waiting for approval, passing on all our personal information again, transferring accounts costs money, time, and is just forcing! us into another deal.
This is not JUST about ‘internet transparency’ !
Lets introduce an online payment facility to our employers, where they can only pay us via credit card, and find a deal with a credit card company and make extra money on our income!
This is why Ryanair has been banned from these extra charges in Germany, after the German VZBV (like OFT in GB) took Ryanair to court , where the judge ruled, that the practice of adding these charges is unfair. Read more on the website of the Federation of German Consumer Organization including PUPLIC COURT ORDER:
 http://www.vzbv.de/start/index.php?page=themen&bereichs_id=7&themen_id=59&klag_id=604&subthemen_id=&task=klagen
Some more stories about this:
 http://www.telegraph.co.uk/travel/travelnews/5796025/Ryanair-loses-handling-charges-case.html
 http://gospain.about.com/b/2009/07/13/ryanair-fees-court-case.htm
 http://news.cheapflights.co.uk/2009/07/german-court-case-an-end-to-creditcard-fees.html
 http://www.themovechannel.com/news/7809747b-fb15/
 http://www.comparecarhire.co.uk/news/ryanair-loses-case-over-handling-charges-5385999.html
The OFT wants to make it 'clear' to the consumer, but does not seem to be interested of protecting the consumer from extra charges:
 http://www.compareandsave.com/news/OFT-reacts-to-rising-credit-card-charges/
BBC Breakfast has mentioned the credit/debit card fee/charges discussion on friday the 17/th of july (about 8am), without telling the whole story about us being forced into changing acounts to avoid extra charges. They mentioned, loads of people commenting about ryanair,and finally advertised credit card companies (for free?) and banks through Thomas Cook, to avoid these extra charges:
 http://news.bbc.co.uk/1/hi/business/8156085.stm
We are now forced to pay extra for the products we are buying, and we have no other option ! FAIR???????????