I DO NOT NEED A VISA ELECTRON CARD or other currently advertised accounts and credit cards to avoid Ryanair’s extra credit card charges/fees, IF I had the facility to pay for the product by cash or another option without paying extra fees on the credit card. Changing accounts, waiting for approval, passing on all my personal information again, costs money, time and is just forcing! me into another deal.
But Ryanair and now MORE AND MORE other companies (maybe even the banks owned by the governments who bailed out these banks?) do not offer the cash or other facilities to pay without extra charges anymore. It is not negative for the consumer to have no cash payment option (via internet), but it’s not fair, only to be able to buy the product with added extra charges!!!
This is not JUST about internet transparency, we as a consumer should have the right to pay for the product we are buying without the extra charges if no other facility offered.
Lets introduce an online payment facility to our employers, where they can only pay us via credit card, and find a deal with a credit card company and make extra money on our income!
This is why Ryanair has been taken to court by the German VZBV, where the judge ruled, that the praxis of adding these charges is illegal. The consumer should have the right of buying a product without paying extra charges. This should be published around the world. Read more on the website of the Federation of German Consumer Organization including PUPLIC COURT ORDER:
 http://www.vzbv.de/start/index.php?page=themen&bereichs_id=7&themen_id=59&klag_id=604&subthemen_id=&task=klagen
And also see some samples what the: ryanair beeing banned.. article sparked across the world:
 http://news.cheapflights.co.uk/2009/07/german-court-case-an-end-to-creditcard-fees.html
 http://www.themovechannel.com/news/7809747b-fb15/
 http://gospain.about.com/b/2009/07/13/ryanair-fees-court-case.htm
 http://www.comparecarhire.co.uk/news/ryanair-loses-case-over-handling-charges-5385999.html
 http://www.telegraph.co.uk/travel/travelnews/5796025/Ryanair-loses-handling-charges-case.html
The OFT wants to make it clear to the consumer, but does not seem to be interested of protecting the consumer from extra charges:
 http://www.compareandsave.com/news/OFT-reacts-to-rising-credit-card-charges/

BBC Breakfast has mentioned the credit/debit card fee/charges discussion on friday the 17/th of july (about 8am), without telling the whole story about us being forced into changing acounts to avoid extra charges. They mentioned, loads of people commenting about ryanair,and finally advertised credit card companies and banks through Thomas Cook, to avoid these extra charges:
 http://news.bbc.co.uk/1/hi/business/8156085.stm

We are now forced to pay extra for the products we are buying over the internet via credid card, and we have no other option ! FAIR???????????